For therapists, counselors, nurses, estheticians, clinics, and other allied health and licensed professionals, protect your practice when a patient or client claims your services caused harm. We help cover legal defense and settlements, with fast quotes from a tech-forward Utah brokerage.
Professional Malpractice insurance, a form of professional liability coverage, protects allied health and licensed professionals when a patient or client alleges that your professional services caused them harm. It responds to claims of negligence, mistakes, or substandard care in the treatment, advice, or services you provide. Unlike general liability, which covers slips, falls, and property damage at your location, malpractice coverage protects the professional services side of your practice, the care itself.
It's built for a wide range of allied health and licensed professionals, including therapists and counselors, nurses, estheticians, massage therapists, dental hygienists, physical and occupational therapists, dietitians, and the clinics and wellness facilities that employ them. Across Utah, from Salt Lake City and Provo clinics to independent practitioners statewide, malpractice coverage is often required to obtain or keep a professional license, secure hospital or facility privileges, or satisfy employer and credentialing requirements before you can see patients.
A core benefit is legal defense. Malpractice policies typically help pay for attorney fees, court costs, and settlements, even when a claim turns out to be groundless. Defending a single professional negligence claim can cost tens of thousands of dollars in legal fees alone, which is more than most independent practitioners and small clinics can absorb out of pocket. We place coverage with respected carriers including Hiscox, The Hartford, CNA, and AmTrust, and we work with specialty markets such as USLI for allied-health and harder-to-place classes, matching the policy to your profession, scope of practice, and risk profile.
As an independent, tech-forward Utah brokerage, we shop your malpractice coverage across multiple carriers rather than quoting a single option, so you get appropriate limits and a fair price. Many allied health professionals can be quoted and bound quickly, so you can stay focused on caring for your patients and clients.
Allegations that your professional care fell short of accepted standards.
Claims that your treatment or services caused injury or harm.
Mistakes, oversights, and lapses in the services you deliver.
Attorney fees, court costs, and settlements, even for groundless claims.
Need malpractice coverage for your license, employer, or facility credentialing? Apply online in minutes and our licensed agents will compare rates across our allied-health and specialty carriers to match your profession with the right limits and policy structure.
We handle the quoting, paperwork, and certificate of insurance so you can get back to caring for your patients and clients.
Through our trusted MGA partner, BTIS (Builders & Tradesmen's Insurance Services), we can quote a wide variety of business niches — from contractors and small retail shops to professional offices and specialty risks. This partnership gives us access to a network of top-rated national carriers, allowing us to deliver competitive pricing and tailored coverage options across hundreds of industries.
