Utah's tech-forward insurance brokerage · Instant quotes available in Utah, California & Nevada.

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Get an Instant Commercial General Liability Quote in Utah with NEXT

Need a quote today, without picking up the phone? Get instant Commercial General Liability, Workers’ Comp, and Business Owners Policy quotes online and get covered in about 10 minutes. Built for Utah businesses, and available in California and Nevada too.

Get a quote today without speaking to anyone

Quote & buy 100% online in about 10 minutes
Coverage starts the moment you pay
Download your certificate of insurance instantly
Simple monthly payments, cancel anytime
Tailored to 1,300+ professions
10 min
Quote, buy & get covered online
$19/mo
General Liability starting price
1,300+
Professions covered by NEXT
3 states
Utah, California & Nevada
Why Alcreo + NEXT

Instant insurance for Utah businesses that move fast

Alcreo Insurance is a tech-forward Utah brokerage. Sometimes you need coverage right now, to sign a lease, win a job, satisfy a client contract, or open your doors, and you don’t want to wait on hold or play phone tag for a quote. That’s exactly what this option is built for.

Through our partnership with NEXT, you can get a real, bindable quote in about 10 minutes, buy your policy online, and walk away with active coverage and a certificate of insurance in hand, with no phone call, no paperwork, and no waiting. It’s the fastest path to same-day commercial insurance for general liability, workers’ compensation, and business owners policies in Utah, California, and Nevada.

Prefer a human touch or a complex risk? We’re still here, and our licensed agents can shop the broader market for you. But if you want a quote today, on your schedule, start below.

Instant coverages

Get an instant quote for the coverage your business needs

Quote any of these online in minutes, individually or bundled into one policy. Bundling eligible policies can save you money.

Commercial General Liability

Starting around $19/month

The coverage most landlords, clients, and contracts require. Protects against third-party bodily injury, property damage, and personal & advertising injury claims.

Start your GL quote

Workers’ Compensation

Starting around $14/month

Required in Utah once you have employees. Covers medical bills and lost wages for work-related injuries, and keeps you compliant.

Start your Workers’ Comp quote

Business Owners Policy (BOP)

General liability + property, bundled

Combines general liability with commercial property into one efficient, lower-cost package, ideal for shops, offices, and storefronts that need both.

Start your BOP quote

Professional Liability (E&O)

Errors & omissions protection

Protects consultants, agents, and service providers against claims of negligence, mistakes, or bad advice. Quote alongside your general liability.

Start your E&O quote

Commercial Auto

Vehicles & drivers covered

Coverage for the cars, vans, and trucks your business depends on, including liability, collision, and more. Add it to your instant quote and stay road-ready.

Start your Commercial Auto quote

Tools & Equipment

Job-site gear protection

Covers the tools and equipment your business depends on against theft, loss, or damage. Quote it alongside your other coverages.

Start your quote
Fast & simple

How to get your instant quote in about 10 minutes

1

Answer a few questions

Tell NEXT about your business: your profession, location, and a few basics. No lengthy applications, no calls.

2

See your price & buy online

Get a real, customized quote, choose your limits, and pay securely. Your coverage is effective immediately.

3

Download your COI instantly

Get your certificate of insurance right away, add additional insureds for free, and share proof of coverage in seconds.

Best for

Instant quotes for the businesses NEXT does best

NEXT is purpose-built for small businesses, sole proprietors, and the trades. If you’re one of these, you can usually be quoted and covered in minutes.

Contractors & trades

General contractors, electricians, plumbers, handymen, landscapers.

Food & beverage

Restaurants, cafés, food trucks, and caterers, with liquor liability add-ons.

Retail & e-commerce

Stores, shops, and online sellers needing fast proof of coverage.

Consultants & pros

Consultants, accountants, agents, engineers, and tech workers.

Fitness & trainers

Personal trainers, gyms, instructors, and wellness providers.

Cleaning & janitorial

Cleaners and janitorial services that need GL fast for contracts.

Beauty & salons

Hairstylists, barbers, estheticians, and salon professionals.

Auto & mechanics

Mechanics and auto repair shops, with garagekeepers add-ons.

Where we quote instantly

Instant Utah quotes, plus California & Nevada

We’re a Utah brokerage first, and instant online quotes are our specialty across the state. Have operations in California or Nevada? You can get instantly quoted and covered there too, with the same fast, online experience.

UTUtah · our home base
CACalifornia
NVNevada
Instant quote FAQ

Everything about getting a quote today

How fast can I really get covered?

Most businesses can answer a few questions, see a price, buy, and download proof of coverage in about 10 minutes, entirely online. Your coverage is effective immediately once you complete payment.

Do I have to talk to anyone on the phone?

No. This option is built for getting a quote today without a phone call. You complete everything online on your own schedule. If you’d rather talk to a licensed agent, we’re always available too.

What coverages can I quote instantly?

Commercial General Liability, Workers’ Compensation, Business Owners Policy (BOP), Professional Liability (E&O), Commercial Auto, and Tools & Equipment, individually or bundled.

Can I get a certificate of insurance right away?

Yes. You can download your certificate of insurance instantly, add additional insureds for free, and share proof of coverage in seconds, perfect for landlords, clients, and job sites.

How much does it cost?

General liability starts around $19/month and workers’ comp around $14/month, though your price depends on your profession, location, and coverage limits. You’ll see your exact, customized price before you buy.

Which states can I get an instant quote in?

Utah is our home base and primary focus, and instant online quotes are also available for businesses in California and Nevada.

Get your quote within 10 minutes

Skip the phone tag. Get an instant Commercial General Liability, Workers’ Comp, or BOP quote today and get covered in minutes, in Utah, California, or Nevada.