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Commercial Auto · Utah

Commercial Auto Insurance in Utah

Keep your business moving. Commercial auto protects the cars, vans, trucks, and drivers your operation depends on, with liability, physical damage, and hired & non-owned coverage. Fast quotes from a tech-forward Utah brokerage.

What commercial auto covers

Liability for bodily injury & property damage
Collision & comprehensive (physical damage)
Hired & non-owned auto (HNOA)
Medical payments & uninsured motorist
Single vehicles to full fleets
Fleet-readyOne vehicle or a whole fleet, we've got it
10+Top-rated carrier partners
MinutesApply online, or quote instantly via NEXT
UtahIndependent, locally-focused brokerage

Commercial auto insurance: what it covers and who needs it

Commercial auto insurance covers the vehicles your business owns, leases, or uses for work, and the drivers behind the wheel. Your personal auto policy almost always excludes business use, so if you or your employees drive for deliveries, job sites, sales calls, or hauling tools and equipment, you need a commercial policy to be properly protected.

It's essential for contractors, tradespeople, delivery and courier services, landscapers, food trucks, cleaning crews, and any Utah business with company vehicles. Coverage includes auto liability for bodily injury and property damage you cause, physical damage (collision and comprehensive) to repair or replace your vehicles, and hired & non-owned auto (HNOA) for rented vehicles or employees using their own cars for work. We can also add medical payments and uninsured or underinsured motorist coverage.

Whether you run a single work truck or a growing fleet, we match your vehicles, drivers, and radius of operation to the right carrier and limits. As an independent brokerage appointed with The Hartford, Liberty Mutual, Nationwide, Travelers, and NEXT, we compare rates to keep you protected and competitively priced, and we can usually issue your auto ID cards and certificate of insurance the same day.

Need proof of coverage fast for a client, lease, or DOT requirement? Apply online and we'll take it from there.

The Alcreo Process
From quote to covered, without the hassle
Fill out the onboarding form
A quick online questionnaire, just a few minutes to get started.
We review your vehicles & drivers
We shop your fleet across Hartford, Liberty Mutual, Nationwide & more.
Compare quotes
We present the strongest coverage at the best price.
Bind, ID cards & certificate
Coverage in force with the documents your work requires.

Who needs commercial auto coverage

Contractors & trades

Work trucks and vans hauling crews, tools, and materials.

Delivery & courier

Vehicles making deliveries, runs, and on-demand drop-offs.

Service businesses

Landscapers, cleaners, and mobile services on the road daily.

Hired & non-owned

Employees driving their own or rented cars for work.

Keep your business on the road

Need to insure a vehicle, add a driver, or cover your fleet? Apply online in minutes and we'll compare commercial auto options across our top carriers, or get an instant quote through NEXT and ID cards today.

We handle the quoting, paperwork, auto ID cards, and certificate of insurance for you.

Our carriers

Our Carriers

Through our trusted MGA partner, BTIS (Builders & Tradesmen's Insurance Services), we can quote a wide variety of business niches — from contractors and small retail shops to professional offices and specialty risks. This partnership gives us access to a network of top-rated national carriers, allowing us to deliver competitive pricing and tailored coverage options across hundreds of industries.

Admitted marketsExcess & Surplus (E&S) markets available
BTIS
Next Insurance
CNA
The Hartford
Liberty Mutual
AmTrust
Travelers
Hiscox
USG
Burns & Wilcox