For consultants, agents, accountants, tech and IT firms, designers, and service providers, protect your business when a client claims your work caused a financial loss. We cover legal defense and settlements, with fast quotes from a tech-forward Utah brokerage.
Professional Liability insurance, also called Errors & Omissions (E&O) insurance, protects businesses and professionals that provide advice, expertise, or services for a fee. It responds when a client alleges that your work was negligent, contained a mistake, missed a deadline, or that your advice caused them a financial loss. Unlike general liability, which covers bodily injury and property damage, E&O covers the professional services side of your business, the work itself.
It's built for consultants, insurance and real estate agents, accountants and bookkeepers, tech and IT firms, software developers, marketing agencies, graphic and web designers, architects, and a wide range of service providers. Across Utah's growing professional and tech economy, from the Silicon Slopes corridor to small consultancies statewide, E&O is increasingly a contractual requirement. Many client agreements, vendor contracts, and RFPs now require proof of E&O coverage before work can begin.
A core benefit is legal defense. E&O typically pays for attorney fees, court costs, and settlements, even when a claim turns out to be groundless. Defending a single professional negligence claim can cost tens of thousands of dollars in legal fees alone, which is more than most small firms can absorb out of pocket. We place coverage with respected carriers including Hiscox, The Hartford, CNA, AmTrust, and NEXT to match your profession, revenue, and risk profile.
As an independent, tech-forward Utah brokerage, we shop your E&O across multiple carriers rather than quoting a single option, so you get appropriate limits and a fair price. Many service businesses can be quoted and bound quickly, and for eligible classes you can even start an instant quote online with NEXT.
Allegations that your professional work fell short of expected standards.
Mistakes, oversights, and missed deadlines in the services you deliver.
Claims that guidance or recommendations led to a client's financial loss.
Attorney fees, court costs, and settlements, even for groundless claims.
A client contract or RFP requiring proof of E&O? Apply online in minutes and our licensed agents will compare rates across our top-rated professional liability carriers to match your profession with the right limits and policy structure.
We handle the quoting, paperwork, and certificate of insurance so you can get back to serving your clients.
Through our trusted MGA partner, BTIS (Builders & Tradesmen's Insurance Services), we can quote a wide variety of business niches — from contractors and small retail shops to professional offices and specialty risks. This partnership gives us access to a network of top-rated national carriers, allowing us to deliver competitive pricing and tailored coverage options across hundreds of industries.
