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Commercial Insurance

Commercial Insurance for Utah Businesses

Protecting your business is our top priority. As an independent, tech-forward brokerage, we shop top-rated carriers to build a commercial program around how you actually operate, then start with the essentials below and layer on the specialty coverages your industry needs.

20+
Commercial coverages we place
Hundreds
Industries we serve across Utah
Minutes
Instant CGL, WC & BOP quotes online
Independent
We shop the market, not one carrier
Where most businesses start

Three coverages at the core of every business program

Most Utah businesses build their protection around these three. They can stand alone or work together; a BOP, for example, bundles general liability and commercial property into one cost-effective package. Explore each, then add the specialty lines your operation calls for.

Commercial General Liability

The foundation of business protection. CGL covers third-party bodily injury, property damage, and personal and advertising injury claims, the coverage landlords, clients, and contracts most often require before you can do business.

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Business Owners Policy

A smart, affordable package that combines general liability with commercial property, plus business interruption, in a single policy. Ideal for small and midsize businesses that want well-rounded protection without juggling separate coverages.

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Commercial Property

Protects the physical side of your business, including buildings, equipment, inventory, furniture, and fixtures, against fire, theft, vandalism, and many weather events, whether you own or lease your space.

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How we build your program

Coverage that fits how you operate

1

Start with the essentials

We begin with the core liability and property coverage your business, and often your lease or contracts, requires to operate.

2

Add what your industry needs

From commercial auto and workers’ comp to cyber, liquor, or professional liability, we layer on the specialty lines that match your real exposures.

3

We shop it across carriers

As an independent brokerage, we compare top-rated national carriers to find the right balance of coverage and price, then keep it right as you grow.

Browse all commercial lines

Every commercial coverage we offer

Need business coverage today? Skip the phone call.

As a tech-forward brokerage, we make it easy to get an instant Commercial General Liability, Workers’ Comp, or Business Owners Policy quote online and covered in about 10 minutes through NEXT, in Utah, California, or Nevada.

Our carriers

Our Carriers

Through our trusted MGA partner, BTIS (Builders & Tradesmen's Insurance Services), we can quote a wide variety of business niches — from contractors and small retail shops to professional offices and specialty risks. This partnership gives us access to a network of top-rated national carriers, allowing us to deliver competitive pricing and tailored coverage options across hundreds of industries.

Admitted marketsExcess & Surplus (E&S) markets available
BTIS
Next Insurance
CNA
The Hartford
Liberty Mutual
AmTrust
Travelers
Hiscox
USG
Burns & Wilcox

Let’s protect your business.

Tell us a little about your operation and we’ll build a commercial program that fits, shopped across top-rated carriers, from an independent Utah brokerage.